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The reason you have consumer debt is pretty simple...
I remember learning in high school about the craftiness of the former slave owners in the post-Civil War era. Yes, with the stroke of Abraham Lincoln’s pen, slaves were set free but there was a problem.
A big problem.
The slaves didn’t know how to be free, and the former slave owners took advantage of this immediately.
Slaves became free by law, but former slaves needed a job and really only had one skill to offer so former slave owners hired them back at a low wage. The former slave owners opened up a “General Store” for his “new employees” to shop. The former slaves didn’t make enough money, so the friendly former slave owner let them buy their basic goods like food and clothing on “credit.” [Read more...]
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